Terms and Conditions

2. Acceptance of Terms

By accessing or using Richr, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all users, visitors, and others who access or use the Service.

If you are using Richr on behalf of an organization or entity, you represent and warrant that you have the authority to bind that organization to these Terms.

3. User Responsibilities

You agree to:

• Provide accurate, current, and complete financial data when uploading files or entering information manually.
• Use the Service only for lawful purposes and in compliance with all applicable local, state, national, and international laws and regulations.
• Not use the platform to upload or transmit content that is false, misleading, fraudulent, defamatory, obscene, or infringes the rights of any third party.
• Maintain the confidentiality of your login credentials and account access.

You are solely responsible for the accuracy and legality of the data you provide to the Service.

4. AI-Powered Interactions

Richr leverages AI technology to provide responses to user inquiries related to personal finance. These interactions are for informational purposes only and do not constitute professional financial, investment, tax, or legal advice.

You acknowledge and agree that:

• The AI may generate inaccurate or incomplete information.
• You should not rely solely on the AI for critical financial decisions.
• You are responsible for verifying the accuracy of any insights or information provided.

We recommend consulting with a certified financial advisor or professional before making any financial decisions based on AI-generated responses.

5. Data Upload and Storage

By using Richr, you may upload financial data in the form of CSV or Excel files or enter transactions manually via the chat interface.

You acknowledge and agree that:

• Your data will be securely stored in cloud-based infrastructure.
• Uploaded and manually entered data may be processed and used to generate personalized insights and improve the AI experience.
• We may use aggregated and anonymized data to improve our service without revealing your personal identity.

Please review our Privacy Policy for more information on how your data is collected, used, and protected.

6. Privacy and Security

We take the privacy and security of your data seriously. Richr implements appropriate technical and organizational measures to safeguard your information against unauthorized access, alteration, disclosure, or destruction.

For detailed information, please refer to our Privacy Policy, which forms an integral part of these Terms.

7. Intellectual Property

All content, features, functionality, software, and branding associated with Richr—including but not limited to text, graphics, logos, icons, and software code—are the exclusive property of CodebaseCleaners LLC or its licensors and are protected by intellectual property laws.

You may not:

• Copy, modify, distribute, sell, or lease any part of the platform.
• Reverse-engineer or attempt to extract the source code.
• Use our branding, trademarks, or content without our express written consent.

8. Subscription and Billing

Richr may offer free or paid subscription plans. If you subscribe to a paid plan:

• You agree to pay the applicable fees, which may be billed on a recurring basis (e.g., monthly or annually).
• Pricing, payment terms, and billing cycles will be disclosed at the time of subscription.
• We reserve the right to modify subscription fees at any time with advance notice.

[Note: Detailed billing and subscription terms will be updated once pricing is finalized.]

9. Termination

We may suspend or terminate your access to Richr at any time, with or without notice, for:

• Breach of these Terms
• Illegal or fraudulent use of the Service
• Technical or security concerns
• Discontinuation of the Service

Upon termination, your right to use the platform will immediately cease, and we may delete any associated data in accordance with our data retention policies.

10. Limitation of Liability

To the fullest extent permitted by law, CodebaseCleaners LLC and its affiliates shall not be liable for:

• Any indirect, incidental, special, or consequential damages
• Loss of data, revenue, or profits
• Any inaccuracies in AI-generated financial insights

The Service is provided "as-is" and "as-available," and we make no warranties regarding its reliability, completeness, or suitability for any particular purpose.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. When changes are made, we will update the "Effective Date" and may notify users via the website or email.

Your continued use of Richr after changes are posted constitutes your acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State in which CodebaseCleaners LLC is registered, without regard to its conflict of law provisions.

Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in that jurisdiction.

Contact Us

If you have any questions or concerns about these Terms, please contact us at:

CodebaseCleaners LLC
info@codebasecleaners.com
102 Gold Ave SW, Albuquerque, NM 87102, USA